Forever Funding

FOR NONPROFITS & COMMUNITY MISSIONS

Your mission runs
every month.
Your funding
should too.

Build a recurring funding line through local businesses you already know, using an eligible share of their existing card-processing economics.

A funding system built alongside your donors, grants, and events.

See where the funding comes from, what your team does, and what implementation involves.

A new funding line.
Built from relationships
you already have.

Business relationships Recurring support
Illustration: a nonprofit and the local businesses around it
  1. 01Normal card purchase
  2. 02Participating business
  3. 03Eligible processing share
  4. 04Your nonprofit
Illustration: a customer paying with a contactless card at a local shop

Customers make normal purchases. Participating businesses process payments. An eligible share of that payment-processing relationship can support your mission.

YOUR TEAM

Introduce businesses and follow up.

PAYMENTS TEAM

Review statements, explain the economics, and handle setup.

Illustration: a street of neighborhood businesses

Start with the cafe, dentist, grocer, or auto shop your supporters already visit. Your introductions open the conversation.

Diagram for explanation only. It does not show live transactions or payouts.

Same engine.
Different mission.

The businesses change. The funding model stays the same.

Church & community programs

Illustration: a church community program

Your community needs support all year. Build a recurring line alongside congregational giving, grants, and special campaigns.

Explore our fit

Illustrative organization: $100,000 annual budget

7

participating businesses

  • Restaurant
  • Dentist
  • Auto repair
  • Daycare
  • Retailer
  • Café
  • Home services

$315,000 combined monthly card volume

Merchant card volume drives funding. It is not nonprofit revenue.

ILLUSTRATED FUNDING

$1,102.50 / month

$13,230 / year

Illustrated at a 0.35% eligible redirect rate.

Potential uses: community relief, program staff, rent, and utilities.

Explore assumptions
Assumed rateMonthlyAnnual
0.05%$157.50$1,890
0.15%$472.50$5,670
0.35%$1,102.50$13,230
0.50%$1,575$18,900

All rates are assumptions, not guaranteed or promised commercial terms. Figures are gross illustrations before implementation cost and any applicable recurring costs. Budget lift at 0.35%: 13.2% of the illustrative budget.

Animal rescues & shelters

Illustration: an animal rescue caring for dogs and cats

Vet bills do not wait for the next fundraiser. Explore recurring support through the local businesses already connected to your rescue.

Smaller organizations need individual review for implementation capacity and fit.

Explore our fit

Illustrative organization: $60,000 annual budget

5

participating businesses

  • Veterinary clinic
  • Pet store
  • Restaurant
  • Hardware store
  • Auto shop

About $208,333 combined monthly card volume

Merchant card volume drives funding. It is not nonprofit revenue.

ILLUSTRATED FUNDING

$729.17 / month

$8,750.04 / year

Illustrated at a 0.35% eligible redirect rate.

Potential uses: vet care, food, supplies, and facility costs.

Explore assumptions
Assumed rateMonthlyAnnual
0.05%$104.17$1,250.04
0.15%$312.50$3,750
0.35%$729.17$8,750.04
0.50%$1,041.67$12,500.04

All rates are assumptions, not guaranteed or promised commercial terms. Figures are gross illustrations before implementation cost and any applicable recurring costs. Budget lift at 0.35%: 14.6% of the illustrative budget.

Food pantries & relief programs

Illustration: volunteers at a food pantry

Hunger does not follow a fundraising calendar. Build a recurring line alongside your existing donors, drives, and grants.

Explore our fit

Illustrative organization: $80,000 annual budget

6

participating businesses

  • Grocery store
  • Restaurant
  • Pharmacy
  • Coffee shop
  • Hardware store
  • Local market

$210,000 combined monthly card volume

Merchant card volume drives funding. It is not nonprofit revenue.

ILLUSTRATED FUNDING

$735 / month

$8,820 / year

Illustrated at a 0.35% eligible redirect rate.

Potential uses: fuel, refrigeration, rent, and staffing.

Explore assumptions
Assumed rateMonthlyAnnual
0.05%$105$1,260
0.15%$315$3,780
0.35%$735$8,820
0.50%$1,050$12,600

All rates are assumptions, not guaranteed or promised commercial terms. Figures are gross illustrations before implementation cost and any applicable recurring costs. Budget lift at 0.35%: 11.0% of the illustrative budget.

Illustrative only. Actual funding depends on merchant eligibility, card volume, pricing, participation, retention, and program structure. Hypothetical examples, not customer results.

Built for the work between the fundraisers.

Alongside, not instead

Keep your fundraising. Add a recurring line.

Grants, donors, and events remain part of your funding mix. Forever Funding is designed to add another source beside them.

Operating costs

Support the costs that keep the mission moving.

The offer describes unrestricted support for lawful mission needs, including staff, rent, supplies, and operations.

Staff Facilities Supplies
Illustration: everyday operating costs like staff, rent, and supplies
Relationships first

Start with introductions. Build over time.

Your team brings business relationships. The payments team handles merchant review and setup. Funding grows only as eligible accounts activate and remain participating.

Before you book

What changes with a recurring line?

Without a new line, operating gaps still fall on your existing fundraising mix. With participating businesses, an additional recurring source can sit beside that mix.

Comparison assumes existing sources stay constant and excludes implementation costs.

ILLUSTRATIVE

$10,000 ÷ $1,500/mo

≈ 6.7 months of achieved funding level

Can the funding cover the cost of building it?

Potentially. The goal is to build a recurring funding asset whose cumulative support can exceed the implementation investment. That depends on actual businesses joining, activating, and generating eligible volume.

The supplied program materials describe an implementation investment of $5,000–$27,000, depending on support and program scope. The team must confirm the applicable terms.

Read the teaching example

If an organization eventually reaches $1,500 per month in funding, an illustrative $10,000 implementation investment equals about 6.7 months of that achieved funding level. This is not a promise of recovery 6.7 months after joining: setup, outreach, activation, and distributions take time.

$10,000 is an illustration, not a tier or quote. A monthly run-rate you eventually reach is different from the cumulative cash received since enrollment, and is not Year-1 cash or guaranteed ROI.

Is your organization ready to build this?

  • A legally formed, compliant nonprofit with active programs.
  • Five to ten credible business relationships to explore.
  • A person responsible for introductions and follow-up.
  • Leadership willing to evaluate implementation responsibly.
  • A long-term funding goal and realistic expectations.

Low-six-figure operating budgets and above are the default ideal profile in the supplied materials. Smaller organizations with strong relationships and implementation capacity may be reviewed individually.

Implementation is described as roughly 60–90 days / a 12-week hands-on program. Launch timing is different from the time needed to build meaningful funding.

Questions

Is this a grant or a loan?

No. It is a paid implementation program for building a business-partner funding system. The recurring funding is not described as borrowed money.

Do customers have to make donations at checkout?

The model uses existing payment-processing economics rather than a checkout donation or round-up.

Will every business save money?

No savings should be promised before reviewing the business's current processing, pricing, and eligibility.

Do we need to learn payment processing?

Your role is to make introductions and follow up. The payments team handles technical review and setup.

How much funding will we receive?

It depends on participating business volume and eligible economics. Your strategy call should model your actual network.

How quickly will funding arrive?

Think months, not days. Implementation, merchant activation, and distributions take time; early payments may be small.

Will this replace our grants and donors?

It is designed to add a funding line alongside them.

Is it automatic forever?

Recurring support depends on participating accounts remaining active and eligible. Your team still has outreach and follow-up responsibilities.

Let's map your first business partners.

Bring your mission, your operating budget, and the businesses you already know. Explore whether a recurring funding line makes sense for your organization.

A conversation about your network, implementation, and fit.

Illustration: a nonprofit team member introducing a local business owner

APPLICATION · STEP 1 OF 2

Apply for a funding strategy call

Forever Funding involves paid implementation and active business outreach. Submitting an application does not guarantee acceptance or a funding amount.